Add-ons are optional coverage benefits that can be selected at your discretion. Under this cover, the newborn baby is also covered under the policy from birthĪdd-ons under United India health insurance plansīesides the regular coverage features, many plans also offer you the choice to increase the scope of your policy’s coverage through add-ons. Under this cover, the cost of childbirth and other pre and post-natal expenses of the insured female are covered up to specified limits.Ī newborn baby cover is usually found in health insurance plans which allow maternity cover. If you are undergoing an organ transplant and you need an organ, the costs incurred in harvesting the organ from a donor would be covered under your health insurance planĬoverage for maternity is available in select health insurance plans. This coverage can be granted up to the sum insured or up to a specified limit you can get coverage under many health insurance plans. If you avail of treatments through non-allopathic means like Ayurveda, Homeopathy, etc. These treatments are called domiciliary treatments and they are covered up to a specified limit If you have to take treatments at your own home because a hospital bed was not available or because you were in no condition to be shifted to a hospital, such treatments would be covered under most health insurance plans. These charges are also covered under United India health insurance plans up to a specific limit. Post hospitalisation costs are also covered for a specific duration which ranges from 60 days to 120 daysĪmbulance charges are incurred when you are being taken to a hospital for treatments. These costs are incurred on reviewing and monitoring your health after treatments and include diagnostic tests, doctor’s consultations, medicines, etc. Under this coverage, the costs which are incurred after being discharged from the hospital are covered.
The costs are covered for a specified duration which ranges from 30 days to 90 days These costs can be a doctor’s consultation costs, medicines, diagnostic tests, etc. The pre-hospitalisation benefit covers the costs which are incurred before hospitalisation. when you are hospitalised in a hospital for 24 hours or more This benefit covers the costs incurred on room rent, ICU room rent, doctor’s fees, nurse’s fees, treatment costs, medicines, blood, etc. Some of the commonly found coverage benefits under United India Insurance mediclaim plans are as follows – United India Insurance offers a range of health insurance plans with different coverage features and benefits.
These benefits can be availed if you choose them and pay an additional premium
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You also get the benefit of free health check-ups once after a specific period.Family can be covered under family floater plans which allow coverage for self, spouse, dependent children and, in many cases, dependent parents too The plans allow coverage either for a single individual or for his family as well.
The health insurance plans offered by United India have the following features – Features of United India health insurance schemes With experience that exceeds over 8 decades, United India Insurance Company is surely one of the country’s most trusted insurance companies. The company boasts of having a wide presence across India with more than 2274 offices in different cities of India with a workforce of 12500 employees and serving more than 1.74 crore customers under its general insurance policies. Today, the company is owned by the Government of India and is a leading public sector general insurance company. Later on, when the general insurance business was nationalised in India in the year 1972, the general insurance business of the southern area of LIC, four cooperative insurance societies, twelve Indian insurance companies and the India-based operations of five foreign insurance companies were merged with United India.Įver since the nationalisation of the general insurance business, United India has grown considerably. United India Insurance Company was established in the year 1938 as a general insurance company.
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